Home Trust Company is Canada’s leading alternative mortgage lender.

We offer Canadians a wide range of financial product and service alternatives, including mortgages, deposits and Visa cards. We focus primarily on a unique segment of the Canadian marketplace: consumers who do not have traditional credit backgrounds and whose specific needs are not addressed by larger financial institutions. We cater to self-employed entrepreneurs, people with past credit issues, and borrowers with equity in their property who do not qualify due to lack of provable income or little credit history.

Home Trust is a federally regulated trust company carrying on business across Canada. Originally incorporated in Ontario in 1977 as Home Savings and Loan Corporation, the Company was continued under the Trust and Loan Companies Act (Canada) on March 9, 2000. We are a wholly owned subsidiary of Home Capital Group Inc., a publicly held company that trades on the TSX under the symbol HCG. Home Trust is also a member of the Canada Deposit Insurance Corporation, and the Visa Canada Association.

With offices across the country from Halifax to Vancouver, and our head office in downtown Toronto, we are able to offer thousands of Canadians the alternative lending solutions they need. Whether it's helping you buy your first home, consolidating higher-interest loans to save you money, or renovating your dream house, we've got the flexible, alternative financial solutions to help you meet your goals.